
        /* --- CSS VARIABLES & RESET --- */
  :root {
    --primary-color: #191970; /* Midnight Blue */
    --primary-color-rgba: rgba(25, 25, 112, 1);
    --primary-dark: #0F0F66;
    --accent-color: #C0C0C0; /* Silver */
    --text-dark: #222;
    --text-light: #999;
    --bg-light: #F8F8FF;
    --white: #ffffff;
    --shadow: 0 4px 15px rgba(0,0,0,0.1);
    --transition: all 0.3s ease;
}



        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Open Sans', sans-serif;
            line-height: 1.6;
            color: var(--text-dark);
            overflow-x: hidden;
        }

        h1, h2, h3, h4 {
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
            line-height: 1.2;
        }

        a { text-decoration: none; color: inherit; }
        ul { list-style: none; }
        
        .container {
            width: 90%;
            max-width: 1200px;
            margin: 0 auto;
            padding: 0 15px;
        }

        .section-padding {
            padding: 80px 0;
        }

        .section-title {
            text-align: center;
            margin-bottom: 50px;
        }

        .section-title h2 {
            font-size: 2.5rem;
            color: var(--primary-color);
            margin-bottom: 15px;
        }

        .section-title p {
            color: var(--text-light);
            max-width: 600px;
            margin: 0 auto;
        }

        .btn {
            display: inline-block;
            padding: 12px 30px;
            background-color: var(--primary-color);
            color: var(--white);
            border-radius: 50px;
            font-weight: 600;
            transition: var(--transition);
            border: 2px solid var(--primary-color);
            cursor: pointer;
        }

        .btn:hover {
            background-color: transparent;
            color: var(--primary-color);
            transform: translateY(-3px);
        }

        .btn-outline {
            background-color: transparent;
            border: 2px solid var(--white);
            color: var(--white);
        }

        .btn-outline:hover {
            background-color: var(--white);
            color: var(--primary-color);
        }

        /* --- HEADER --- */
        header {
            background: var(--white);
            box-shadow: var(--shadow);
            position: sticky;
            top: 0;
            z-index: 1000;
        }

        .nav-container {
            display: flex;
            justify-content: space-between;
            align-items: center;
            height: 80px;
        }

        .logo {
            font-size: 1.8rem;
            font-weight: 700;
            color: var(--primary-color);
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .logo i { color: var(--accent-color); }

        .nav-links {
            display: flex;
            gap: 25px;
        }

        .nav-links a {
            font-weight: 600;
            font-size: 0.95rem;
            color: var(--text-dark);
            transition: var(--transition);
        }

        .nav-links a:hover { color: var(--primary-color); }

        .nav-contact {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .nav-contact .phone {
            font-weight: 700;
            color: var(--primary-color);
        }

        /* --- HERO SECTION --- */
        #hero {
            background: linear-gradient(rgba(25, 25, 112, 0.85), rgba(25, 25, 112, 0.85)), url('../img/hero.webp');
            background-size: cover;
            background-position: center;
            height: 90vh;
            display: flex;
            align-items: center;
            text-align: center;
            color: var(--white);
        }

        .hero-content h1 {
            font-size: 3.5rem;
            margin-bottom: 20px;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .hero-content p {
            font-size: 1.2rem;
            margin-bottom: 35px;
            max-width: 700px;
            margin-left: auto;
            margin-right: auto;
        }

        .hero-btns {
            display: flex;
            justify-content: center;
            gap: 20px;
        }

        /* --- ABOUT SECTION --- */
        #about { background: var(--white); }
        
        .about-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 50px;
            align-items: center;
        }

        .about-text h3 {
            color: var(--primary-color);
            font-size: 1.8rem;
            margin-bottom: 20px;
        }

        .about-features li {
            margin-bottom: 15px;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .about-features i { color: var(--accent-color); }

        /* --- SERVICES SECTION --- */
        #services { background: var(--bg-light); }

        .services-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
            gap: 25px;
        }

        .service-card {
            background: var(--white);
            padding: 30px;
            border-radius: 10px;
            text-align: center;
            box-shadow: var(--shadow);
            transition: var(--transition);
            border-bottom: 3px solid transparent;
        }

        .service-card:hover {
            transform: translateY(-10px);
            border-bottom: 3px solid var(--primary-color);
        }

        .service-card i {
            font-size: 2.5rem;
            color: var(--primary-color);
            margin-bottom: 20px;
        }

        .service-card h4 { margin-bottom: 10px; }

        /* --- WHY CHOOSE US --- */
        #why-us { background: var(--white); }
        
        .why-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
            gap: 30px;
        }

        .why-item {
            display: flex;
            gap: 20px;
        }

        .why-icon {
            background: var(--primary-color);
            color: var(--white);
            width: 60px;
            height: 60px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.5rem;
            flex-shrink: 0;
        }

        .why-text h4 { color: var(--primary-color); margin-bottom: 10px; }

        /* --- INSURANCE PLANS --- */
        #insurance { background: var(--bg-light); }

        .insurance-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
            gap: 30px;
        }

        .plan-card {
            background: var(--white);
            border-radius: 15px;
            overflow: hidden;
            box-shadow: var(--shadow);
            text-align: center;
            position: relative;
            border: 1px solid #eee;
        }

        .plan-header {
            background: var(--primary-color);
            color: var(--white);
            padding: 25px;
            text-transform: uppercase;
            font-weight: 700;
        }

        .plan-price {
            font-size: 2.5rem;
            color: var(--text-dark);
            font-weight: 800;
            margin: 20px 0 10px;
        }

        .plan-price span { font-size: 1rem; font-weight: 400; color: var(--text-light); }

        .plan-features { padding: 0 20px 25px; text-align: left; }
        
        .plan-features li {
            margin-bottom: 10px;
            padding-left: 25px;
            position: relative;
            color: var(--text-light);
        }

        .plan-features li::before {
            content: '\f00c';
            font-family: 'Font Awesome 6 Free';
            font-weight: 900;
            position: absolute;
            left: 0;
            color: var(--primary-color);
        }

        /* --- CONTACT & APPOINTMENT --- */
        #contact { background: var(--white); }

        .contact-wrapper {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 50px;
        }

        .contact-info {
            background: var(--primary-color);
            color: var(--white);
            padding: 40px;
            border-radius: 15px;
        }

        .contact-info h3 { color: var(--white); margin-bottom: 25px; }
        
        .info-item {
            display: flex;
            align-items: flex-start;
            gap: 15px;
            margin-bottom: 25px;
        }

        .info-item i { font-size: 1.5rem; margin-top: 5px; color: var(--accent-color); }

        .form-box h3 { color: var(--primary-color); margin-bottom: 20px; text-align: center; }

        .input-group {
            margin-bottom: 20px;
        }

        .input-group input, 
        .input-group select, 
        .input-group textarea {
            width: 100%;
            padding: 12px 15px;
            border: 1px solid #ddd;
            border-radius: 5px;
            font-family: inherit;
            font-size: 1rem;
        }

        .input-group textarea { height: 120px; resize: none; }

        .full-width { grid-column: 1 / -1; }

        /* --- TESTIMONIALS --- */
        #testimonials { background: var(--bg-light); text-align: center; }

        .testimonial-grid {
            display: flex;
            flex-wrap: wrap;
            gap: 30px;
            justify-content: center;
        }

        .testimonial-card {
            background: var(--white);
            padding: 30px;
            border-radius: 10px;
            max-width: 350px;
            box-shadow: var(--shadow);
            position: relative;
        }

        .testimonial-card::before {
            content: '\f10d';
            font-family: 'Font Awesome 6 Free';
            font-weight: 900;
            position: absolute;
            top: 15px;
            left: 15px;
            font-size: 2rem;
            color: rgba(0,128,128,0.1);
        }

        .rating { color: var(--accent-color); margin-bottom: 10px; }
        .client-name { font-weight: 700; color: var(--primary-color); margin-top: 15px; display: block; }

        /* --- FOOTER --- */
        footer {
            background: #1a1a1a;
            color: #ccc;
            padding: 60px 0 20px;
        }

        .footer-grid {
            display: grid;
            grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
            gap: 40px;
            margin-bottom: 40px;
        }

        .footer-col h4 { color: var(--white); margin-bottom: 20px; font-size: 1.2rem; }
        .footer-col ul li { margin-bottom: 10px; }
        .footer-col ul li a:hover { color: var(--accent-color); }

        .copyright {
            text-align: center;
            border-top: 1px solid #333;
            padding-top: 20px;
            font-size: 0.9rem;
        }

        /* --- MODULES (Modals) --- */
        .modal-overlay {
            display: none;
            position: fixed;
            top: 0; left: 0; width: 100%; height: 100%;
            background: rgba(0,0,0,0.7);
            z-index: 2000;
            justify-content: center;
            align-items: center;
            overflow-y: auto;
            padding: 20px;
        }

        .modal-content {
            background: var(--white);
            padding: 40px;
            border-radius: 10px;
            max-width: 800px;
            width: 100%;
            position: relative;
            max-height: 90vh;
            overflow-y: auto;
        }

        .close-modal {
            position: absolute;
            top: 15px;
            right: 20px;
            font-size: 1.5rem;
            background: none;
            border: none;
            cursor: pointer;
            color: var(--text-dark);
        }

        .modal-content h2 { color: var(--primary-color); margin-bottom: 15px; }
        .modal-content p { margin-bottom: 15px; line-height: 1.8; }
        
        /* Newsletter Specific */
        #newsletter-form .date-inputs {
            display: flex;
            gap: 10px;
        }
        .checkbox-group {
            display: flex;
            align-items: center;
            gap: 10px;
            margin-bottom: 15px;
            font-size: 0.9rem;
        }

        /* Confirmation Message */
        .confirm-msg {
            display: none;
            background: #d4edda;
            color: #155724;
            padding: 15px;
            border-radius: 5px;
            margin-top: 20px;
            text-align: center;
            font-weight: 600;
        }

        /* Responsive */
        @media (max-width: 900px) {
            .nav-links { display: none; } /* Simple hide for mobile for snippet brevity */
            .about-grid, .contact-wrapper { grid-template-columns: 1fr; }
            .hero-content h1 { font-size: 2.5rem; }
        }
   